Private Lending
Through our partnership with a private lender, we connect property investors and developers with funding for their projects.
Private Lending: Funding & Fees
Property & refurbishment finance — Through our private lending partner, funding is available up to 80% loan to value (LTV), with up to 100% of development costs funded where required, subject to the lender’s overall funding limits and approval.
Interest & lender fees — The current interest rate is 0.89% per calendar month. Arrangement and exit fees apply and will be confirmed in your individual quotation.
Legal costs — Our lending partner offers dual representation, allowing one solicitor to act for both borrower and lender where suitable, helping reduce legal costs.
Saint Park clients — Benefit from pre-qualification for 70% LTV, subject to property assessment, due diligence and final lender approval. Land funding is considered case by case, with lower LTV limits. A fixed 1% funding fee, plus a £500 application fee, applies. These are separate from the lender’s fees and legal costs.
All funding is subject to valuation, underwriting, due diligence and agreed terms. Pre-qualification does not constitute a lending commitment.
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Through our lending partner, we offer funding for property acquisitions, refurbishment deals and development projects. Property lending is available up to 80% loan to value, with up to 100% of development costs considered within the lender’s overall funding limits. Land typically attracts a lower LTV and is assessed case by case.
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Saint Park clients benefit from pre-qualification for 70% LTV. This remains subject to valuation, due diligence and final lender approval. Funding up to 80% LTV may be available following further assessment.
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Contact us with the property details, purchase price, funding required and details of any proposed works. We will review your requirements with our lending partner and outline the next steps, indicative terms and applicable fees.